Money bro is a digital lending platform of JMJ Fintech Limited, an RBI-registered Non-Banking Financial Company (NBFC). It enables customers to apply for loans online in a simple, secure, and transparent manner.
All loans are offered and disbursed by JMJ Fintech Limited. Money bro is the digital platform through which loan applications are processed.
We offer loan products like payday loans and personal loans through Money bro platforms, depending on eligibility and internal policies.
You can apply directly through the Money bro website/Mobile App by:
- Filling out the online application form
- Completing KYC verification
- Submitting required documents digitally
Typically, the following documents may be required:
- Identity proof (Aadhaar, PAN)
- Address proof
- Income proof (salary slips, bank statements, or financials)
Additional documents may be requested based on the loan type.
Eligibility is assessed based on various factors such as:
- Income and repayment capacity
- Credit history
- Existing financial obligations
- Internal risk assessment policies
Loan processing timelines may vary. Digital applications are processed faster, subject to successful verification and approval.
Loan amounts are directly credited to your bank account. Money bro does not route funds through any third-party account.
Interest rates and applicable charges, including processing fees and other costs, will be clearly disclosed in the Key Fact Statement (KFS) and loan agreement before you accept the loan.
No. All charges are transparently disclosed upfront as per regulatory requirements.
Yes, prepayment or foreclosure may be allowed as per the terms of your loan agreement. Applicable charges, if any, will be disclosed in advance.
Delayed payments may attract penal charges and may impact your credit score. We recommend timely repayment to avoid additional costs.
Yes. We follow strict data protection and security practices. Your data is used only for loan processing and related purposes in accordance with applicable laws.
Your data may be shared with authorized service providers strictly for processing your loan application, in compliance with applicable regulations.
You can reach us through:
- Email: support@moneybro.in
- Phone: +91 9037974842
You may contact our Grievance Redressal Officer (Digital Loan) at:
Mr. Justin Thomas O
Designation: Chief Financial Officer
JMJ Fintech Limited, 1st Floor, Pooma Complex, M G Road,
Thrissur, Kerala, India, Pin: 680001
Mobile: +91 7395922292
Email: complaints@jmjfintechltd.com
If your complaint is not resolved within the prescribed time, you may approach the RBI Ombudsman under the Integrated Ombudsman Scheme.
Yes, you may have a cooling-off/look-up period as per applicable guidelines, during which you can exit the loan by repaying the principal and applicable charges as disclosed.
Money bro is a digital platform. The lending entity is JMJ Fintech Limited, which is registered with the Reserve Bank of India as an NBFC.
Loan availability may depend on serviceability and internal policies. Please check eligibility during application.
Yes, electronic agreements executed through legally recognized methods are valid and enforceable under applicable laws.
Note: JMJ Fintech Limited is an RBI-registered Non-Banking Financial Company. Loan approval, terms, and disbursement are subject to internal policies and regulatory guidelines. Borrowers are advised to read all terms and conditions carefully before availing any loan.
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